SL
|
Product
|
Interest Rate
|
01.
|
Cash Credit
|
9.00%
|
02.
|
Over Draft
|
9.00%
|
03.
|
Secured Over Draft
|
9.00%
|
04.
|
Inland Bill Purchase
|
9.00%
|
05.
|
Payment Against Document
|
9.00%
|
06.
|
Loan Againt Imported Mercendise
|
9.00%
|
07.
|
Loan Against Trust Received
|
9.00%
|
08.
|
Housing
|
Residential (General HBL)
|
13.00%
|
Commercial
|
13.00%
|
Pubali Mortgage
|
10.95%
|
09.
|
All Export Loan
|
7.00%
|
10.
|
Agriculture Credit
|
a) i) Crops Production(Dal,Oil Seeds,Spices,Corn)
|
4.00%
|
a) ii) Crops Production(Other than Dal,Oil Seeds,Spices,Corn)
|
12.50%
|
b) Fishery
|
12.50%
|
c) Poultry
|
12.50%
|
d) Domestic Animal Rearing
|
12.50%
|
e) Pubali Shufala Rin, Pubali Krishi Uddokta Rin, Pubali Krishak Bnodhu Rin
|
12.50%
|
f) Agriculture Credit under NGO
|
12.50%
|
11.
|
Non Resident Credit Scheme
|
13.25%
|
12.
|
Loan Against FDR(Other Bank)
|
10.00%
|
13.
|
Loan Against FDR(Own Bank)
|
2% above the interest Rate pledged FDR
|
14.
|
Loan Against DPS
|
2% above the Interest Rate payable to the Clients of each Sanchay Prokolpo but maximum 11.40%
|
15.
|
Loan Against Secured Mortgage
|
9%
|
16.
|
Loan Against Transport
|
11.75%
|
17.
|
Term Loan
|
11.40%
|
18.
|
Loan Against LCI
|
9%
|
19.
|
Flood Loan
|
9%
|
20.
|
Loan Against PPS
|
2% above the Interest Rate payable to the Clients of each Sanchay Prokolpo but maximum 11.40%
|
21.
|
Loan Against PSP
|
2% above the Interest Rate payable to the Clients of each Sanchay Prokolpo but maximum 11.40%
|
22.
|
Loan Against other Securities
|
9%
|
23.
|
Loan Against
|
Above 2% pledged SSP
|
24.
|
Shikha Rin Prokolpo
|
In case of Officers and Staff of our Pubali Bank Ltd.
|
8.00%
|
Other than Bank Staff and Officials
|
13.25%
|
25.
|
Loan Agri University Special
|
9%
|
26.
|
Consumer Credit Scheme - Car
|
Interest 12.40%
|
27.
|
Consumer Credit Scheme - Flat
|
Interest 11.95%
|
28.
|
Consumer Credit Scheme - House Hold
|
Interest 10.70%
|
29.
|
Consumer Credit Scheme - Medical Equipment
|
Interest 10.70%
|
30.
|
Consumer Credit Scheme - Primary Teacher
|
Interest 10.00%
|
31.
|
Consumer Credit Scheme - House Renovation Loan
|
Interest 10.00%
|
32.
|
Consumer Credit Scheme - Pubali Abashon
|
Interest 11.95%
|
33.
|
Personal Loan
|
With mortgage
|
Interest 10.70%
|
Without mortgage
|
Interest 10.70%
|
34.
|
DLP-Pubali Star
|
Salary Account with Pubali Bank
|
Interest 12.50%
|
Salary Account with Other Bank
|
Interest 13.00%
|
With mortgage (For all)
|
Interest 12.25%
|
Self emplyed/Businessman (Without mortgage)
|
Dbbursement is suspended till further instruction
|
35.
|
Pubali Utshab/others
|
Interest 13.00%
|
36.
|
Lease Financing Scheme
|
13.50%
|
37.
|
Pubali Subarna
|
11.40%
|
38.
|
Pubali Karmo Uddyog
|
11.40%
|
39.
|
Pubali Sujon
|
11.40%
|
40.
|
Pubali Proshar
|
9.00%
|
41.
|
Pubali Prochesta
|
11.75%
|
42.
|
Pubali Protyasha(Women)
|
11.40%
|
43.
|
Probash Bandhu
|
13.25%
|
44.
|
Miscellaneous Sector
|
11.40%
|
45.
|
Export Credit
|
a) Ready-made Garments
|
12.50%
|
b) Other than Ready-made Garments
|
12.50%
|
46.
|
Commercial Credit & Industrial Credit
|
a) Continuous Loan (CC, OD, SOD, PAD, LIM, LATR etc.)
|
13.50%
|
b) OD (Work Order,Bid Bond & Earnest Money)
|
13.50%
|
c) Term Loan
|
13.50%
|
d) IBP
|
13.50%
|
e) Working Capital (Industrial Sector)
|
13.50%
|
f) Term Loan (Large and medium scale industries)
|
13.50%
|
g) Term Loan (Small, micro and cottage)
|
13.50%
|
47.
|
Advances Against Pledge FDR
|
a) Advances against pledged FDR of Pubali Bank Ltd.
|
2% above the interest Rate of Pledged FDR but maximum 13.50%
|
b) Advances against pledged FDR of other Commercial Banks
|
Will be suspended till further instruction
|
48.
|
Other Loans
|
a) Transport Loan
|
13.50%
|
b) MISC (Excluding Sectors mentioned above)
|
13.50%
|
Note: Rate of interest of existing valued clients will be increased by 1.00% but maximum 11.40%. The revised rate of interest will be applicable only for fresh Loans to be disbursed.
|
49.
|
SME
|
CMSME
|
13.50%
|
SME (Women Entrepreneur)
|
13.50%
|
SME Special
|
|
Pubali Prochesta (Continuous), Pubali Subarna, Pubali Karmo Uddag and Pubali Sujon
|
13.50%
|
Micro Credit
|
|
Pubali Prantik Rin
|
13.50%
|
|
Pubali Pratyasha Rin
|
13.50%
|
Note: New SME special products i.e. Pubali Prochesta (Continuous), Pubali Subarna, Pubali Karmo Uddag and Pubali Sujon will be suspended till further instruction but the performing client who have earlier taken the above loan facilities and successfully adjusted one or several times may be allowed. Micro Credit under NGO will also be suspended till further instruction.
|
50.
|
|
Advances Against Sanchay Prokolpa: DPS, PPS, PSP, etc
|
2% above the Interest Rate payable to the Clients of each Sanchay Prokolpa but maximum 13.50%
|
51.
|
|
Pre Foreign Education Loan
|
13.50%
|
Note: Rate of interest of existing valued clients will be increased by 1.00% but maximum 11.40%. The revised rate of interest will be applicable only for fresh Pre Foreign Education Loan to be disbursed.
|
52.
|
Loans disbursed throush CLS Agents
|
a) Car Loan
|
12.40%
|
b) Personal Loan (Without Mortgage)
|
Disbursement is suspended till further instruction
|
c) House Hold Durable Loan
|
12.40%
|
d) Medical Equipment Loan
|
12.40%
|
53.
|
Rate of Agent Commission
|
a) Car Loan
|
2.25%
|
b) Household Durable Loan
|
1.50%
|
c) Medical Equipment Loan
|
2.00%
|
54.
|
Teacher Loan
|
12.50%
|
55.
|
Pubali Abashon
|
13.00%
|
Take Over under Pubali Abashon
|
13.00%
|
56.
|
Pubali Mortgage
|
13.00%
|
Take Over under Pubali Mortgage
|
13.00%
|
57.
|
Soecial Rate under Pubali Mortsage,Loan: Rate of interest lor the clients of Developers with whom MoU has already been signed (i.e. Anrvar Landmark Limited & Sheltech Pvt. Limited) and will be signed in future.
|
13.00%
|
58.
|
Foreign Education Loan
|
13.50%
|
59.
|
Probashee Nibash
|
11.50%
|
60.
|
Covt. Employee House Building Loan
|
9.00%
|