SL
|
Product
|
Interest Rate
|
01.
|
Cash Credit
|
13.50%
|
02.
|
Over Draft
|
13.50%
|
03.
|
Secured Over Draft
|
13.50%
|
04.
|
Inland Bill Purchase
|
13.50%
|
05.
|
Payment Against Document
|
13.50%
|
06.
|
Loan Againt Imported Mercendise
|
13.50%
|
07.
|
Loan Against Trust Received
|
13.50%
|
08.
|
Housing
|
Residential (General HBL)
|
13.00%
|
Commercial
|
13.00%
|
09.
|
All Export Loan
|
12.50%
|
10.
|
Agriculture Credit
|
a) i) Crops Production(Dal,Oil Seeds,Spices,Corn)
|
4.00%
|
a) ii) Crops Production(Other than Dal,Oil Seeds,Spices,Corn)
|
12.50%
|
b) Fishery
|
12.50%
|
c) Poultry
|
12.50%
|
d) Domestic Animal Rearing
|
12.50%
|
e) Pubali Shufala Rin, Pubali Krishi Uddokta Rin, Pubali Krishak Bnodhu Rin
|
12.50%
|
f) Agriculture Credit under NGO
|
12.50%
|
11.
|
Non Resident Credit Scheme
|
13.25%
|
12.
|
Loan Against FDR(Other Bank)
|
-
|
13.
|
Loan Against FDR(Own Bank)
|
2% above the interest Rate of Pledged FDR but maximum 13.50%
|
14.
|
Loan Against PPS,PSP,SSP,DSP,MFD,MPSD
|
2% above the Interest Rate payable to the Clients of each Sanchay Prokolpa but maximum 13.50%
|
15.
|
Loan Against Transport
|
13.50%
|
16.
|
Term Loan
|
13.50%
|
17.
|
Shikha Rin Prokolpo
|
In case of Officers and Staff of our Pubali Bank Ltd.
|
-
|
Pre Foreign Education Loan
|
13.50%
|
Other than Bank Staff and Officials
|
13.50%
|
18.
|
Pubali Utshab/others
|
13.50%
|
19.
|
Lease Financing Scheme
|
13.50%
|
20.
|
Miscellaneous Sector
|
13.50%
|
21.
|
Export Credit
|
a) Ready-made Garments
|
12.50%
|
b) Other than Ready-made Garments
|
12.50%
|
22.
|
Commercial Credit & Industrial Credit
|
a) Continuous Loan (CC, OD, SOD, PAD, LIM, LATR etc.)
|
13.50%
|
b) OD (Work Order,Bid Bond & Earnest Money)
|
13.50%
|
c) Term Loan
|
13.50%
|
d) IBP
|
13.50%
|
e) Working Capital (Industrial Sector)
|
13.50%
|
f) Term Loan (Large and medium scale industries)
|
13.50%
|
g) Term Loan (Small, micro and cottage)
|
13.50%
|
23.
|
Other Loans
|
a) Transport Loan
|
13.50%
|
b) MISC (Excluding Sectors mentioned above)
|
13.50%
|
|
24.
|
CMSME Loan
|
Pubali Prochesta (Continuous Loan)
|
13.50%
|
Pubali Protyasha
|
13.50%
|
Pubali Subarna
|
13.50%
|
Pubali Sujon
|
13.50%
|
Pubali Karmo Uddyog (Women)
|
13.50%
|
SME (Women Entrepreneur)
|
13.50%
|
SME Special
|
13.50%
|
Micro Credit
|
Pubali Prantik Rin
|
13.50%
|
Pubali Pratyasha Rin
|
13.50%
|
All CMSME (Other than above)
|
-
|
25.
|
Consumer Loan
|
Car Loan
|
13.50%
|
Personal Loan (with Mortgage)
|
13.50%
|
House Hold Durable Loan
|
13.50%
|
Medical Equipment Loan
|
13.50%
|
Flat Purchases
|
13.00%
|
House Renovation
|
13.00%
|
Take Over under Flat Purchases/House Renovation/Construction Loan(Clients of Anwar Landmark Limited/ Sheltech Pvt. Limited
|
13.00%
|
Teacher Loan
|
12.50%
|
DLP-Pubali Star
|
Salary Account with Pubali Bank
|
13.00%
|
Salary Account with Other Bank
|
13.50%
|
With Mortgage (For all)
|
12.75%
|
Pubali Abashon
|
13.00%
|
Take Over Pubali Abashon
|
13.00%
|
Pubali Mortgage
|
13.00%
|
Take Over Under Pubali Mortgage
|
13.00%
|
Foreign Education Loan
|
13.50%
|
Probashee Nibash
|
11.50%
|
Govt. Employee House Building Loan
|
9.00%
|